When property damage happens — from fire and floods to storm or water leaks — navigating your insurance claim can be stressful and confusing. That’s where HKP, your local Loss assessor in Limerick and Clare, comes in.
Our role is simple: we work for you, not the insurance company, to ensure you get the maximum fair settlement for your claim.
What Is a Loss Assessor?
A loss assessor is an independent professional who represents policyholders in insurance claims.
At HKP, we act on your behalf to:
- Assess the full extent of your damage
- Prepare and submit your insurance claim
- Negotiate directly with your insurer
- Secure the best possible payout under your policy
Unlike an insurance adjuster who represents your insurer, we represent you.
What Does a Loss Assessor Do Day-to-Day?
Here’s what our team at HKP handles for clients across Limerick, Clare, and surrounding areas:
- Inspect and document damage (e.g. fire, flood, storm, or accidental).
- Review your insurance policy to uncover every area of cover.
- Prepare and submit your claim with detailed reports and valuations.
- Liaise directly with insurers and loss adjusters on your behalf.
- Negotiate settlements to ensure fair compensation.
- Provide expert advice throughout your claim process.
We take care of the paperwork, negotiations, and technicalities — so you can focus on getting life back to normal.
Why Choose HKP as Your Loss Assessor?
Choosing the right assessor can make a significant difference to your claim outcome. Here’s why clients trust HKP Insurance Assessors across Limerick and Clare:
- Local expertise: We know the region and understand Irish property insurance inside out.
- Independent advice: We work only for you, not the insurance company.
- Faster results: Our experience helps move claims forward efficiently.
- Maximum settlements: We ensure every aspect of your loss is properly valued.
Types of Claims We Handle
At HKP, we help homeowners and businesses across the Midwest region with all kinds of insurance claims, including:
- Fire and smoke damage
- Flood and water damage
- Storm and wind damage
- Burst pipe and leak claims
- Accidental or impact damage
- Theft, burglary, and vandalism
- Business interruption and commercial claims
How the Claims Process Works
When you contact HKP, here’s how we help from start to finish:
- Free Consultation – We discuss your claim and review your policy.
- Damage Assessment – We inspect and document all property damage.
- Claim Preparation – We compile evidence and handle all claim paperwork.
- Negotiation – We deal directly with your insurer to secure the best outcome.
- Settlement – You receive your payout and can begin repair or restoration.
Our goal: a fair, stress-free claims process — every time.
FAQs: Loss Assessors in Limerick & Clare
1. What’s the difference between a loss assessor and a loss adjuster?
A loss assessor represents you (the policyholder). A loss adjuster represents the insurance company. Having your own assessor levels the playing field.
2. When should I contact a Loss assessor?
Contact us as soon as damage occurs. Early advice prevents mistakes that could delay or reduce your claim.
3. How much does it cost to hire a Loss assessor?
Our fees depend on the claim type and size.
4. Do I need to tell my insurance company first?
No — contact us first. We’ll help you make the right first steps and ensure your claim starts correctly.
5. What areas do you cover?
We proudly serve Limerick, Clare, Ennis, Shannon, and surrounding areas throughout the Midwest.
Get Expert Help With Your Insurance Claim Today
If you’ve suffered property damage and need help dealing with your insurer, HKP is ready to help.
We’ll handle the entire process from inspection to settlement — ensuring you get what you’re entitled to under your policy.
Contact HKP.ie – Your Local LossAssessors in Limerick & Clare
Call or visit www.HKP.ie for your free consultation today.