A Loss Adjuster is a trained insurance professional who investigates, evaluates and manages insurance claims to ensure the settlement is fair, accurate and compliant with the policy. Alan Harrington, as a Loss Adjuster at HKP.ie, works directly with homeowners and businesses to guide them through the complexities of a claim, acting as an expert who protects the insured’s interests and ensures that nothing is overlooked.
Your Trusted Loss Adjuster During Stressful Insurance Claims
When disaster strikes, having the right Loss Adjuster makes all the difference. Alan Harrington of HKP.ie specialises in helping homeowners and businesses navigate complex insurance claims with clarity, accuracy and confidence.
Why Choose HKP.ie’s Loss Adjuster, Alan Harrington?
Alan brings years of hands-on experience in property damage claims, working exclusively to protect the insured’s interests—not the insurer’s.
✔ Professional & independent guidance
✔ Faster, smoother claim progress
✔ Higher and more accurate settlements
✔ Clear communication from start to finish
✔ Full assessment + negotiation on your behalf
What Does a Loss Adjuster Do?
A Loss Adjuster is an insurance expert trained to investigate and evaluate property damage claims. Below is a breakdown of what Alan does to support clients:
1. Initial Consultation & Claim Review
Alan reviews your policy, listens to your situation and outlines the entitlements you may not realise you have.
2. On-Site Damage Assessment
He inspects the property, documents all damage—including hidden issues—and compiles a comprehensive professional report.
3. Preparing & Valuing the Claim
Alan works with trusted contractors, valuers and specialists to create a detailed cost analysis ensuring all repairs and replacements are properly accounted for.
4. Negotiating With the Insurer
He manages all conversations, challenges under-valuations and fights for a fair settlement.
5. Guiding You to Claim Completion
From emergency works to final payment, Alan ensures the process is stress-free and transparent.
An Example of a Loss Adjuster in Action
A house experiences a severe kitchen fire. Here’s how Alan handles it:
- Conducts an on-site inspection
- Identifies smoke contamination in adjoining rooms
- Reviews policy wording for full cover entitlement
- Prepares a full repair estimate including decoration, cleaning & replacement items
- Negotiates with the insurer to cover the true cost
This is a real-world example of how a skilled Loss Adjuster ensures clients aren’t left short-changed.
Who Pays a Loss Adjuster?
There are two common scenarios:
If the insurer appoints the Loss Adjuster
➡ The insurer pays.
Their adjuster works to verify the claim from the insurer’s perspective.
If you appoint your own Loss Adjuster (HKP.ie)
➡ You pay the fee (usually a small percentage or fixed rate).
This guarantees someone is working exclusively for you, ensuring the settlement is maximised and fair.
Many clients recover more than they would without independent support—making the investment worthwhile.
Services Offered by Alan Harrington (HKP.ie)
| Service | Description |
|---|---|
| Property Damage Assessments | Fire, flood, storm, water leaks, burglary and more. |
| Policy Interpretation | Ensuring you receive everything you are entitled to. |
| Claim Preparation | Detailed inventories, costings and repair valuations. |
| Negotiation With Insurers | Securing a fair, accurate and timely settlement. |
| Project Monitoring | Overseeing repairs or restoration where needed. |
Types of Claims Handled
✔ Fire Damage
✔ Flood & Storm Damage
✔ Burst Pipes & Escape of Water
✔ Subsidence
✔ Accidental Damage
✔ Business Interruption
✔ Theft & Malicious Damage
No matter the size of the loss, Alan ensures the claim is fully maximised.
Frequently Asked Questions
What does a Loss Adjuster check?
They assess the cause of damage, the full extent of loss and the costs required to restore the property.
Do I have to accept the insurer’s adjuster report?
No. You are entitled to appoint your own independent expert.
Can a Loss Adjuster increase my settlement?
When you hire your own adjuster, absolutely—because they ensure nothing is missed or undervalued.
How long does a claim take?
Time varies by complexity, but having Alan on your side speeds the process and reduces delays.
Call to Action
Get Expert Help With Your Insurance Claim Today
Don’t navigate the process alone.
Let Loss Adjuster Alan Harrington secure the settlement you deserve.
Request a Free Consultation
Email Alan Now or fill out this simple contact form.
