Fire Damage Insurance Claim

Dealing with fire damage can be devastating — but HKP is here to help you recover quickly and fairly. Our expert insurance assessors handle your fire damage claim from start to finish, ensuring you get the settlement you deserve.

Our Process

What We Do

When fire strikes, we take the stress out of your claim process. HKP.ie acts on your behalf, not the insurer’s, handling every detail from assessment to settlement.
Our services include:
. Full inspection and detailed assessment of fire and smoke damage
. Preparing and submitting your insurance claim
. Negotiating directly with your insurance company or their loss adjuster
. Advising on repair and restoration options
. Ensuring you get a fair and timely payout

Common Fire Damage Claims We Handle

Fire damage can occur in many ways — and we’ve seen them all.
HKP assists with claims involving:
Electrical or appliance fires
Chimney and flue fires
Kitchen fires
Smoke and soot contamination
Water damage from firefighting efforts
Accidental or neighbouring property fires

Why Choose HKP?

Choosing the right assessor can make all the difference in your fire claim outcome.
Local Experts — Serving Limerick and Clare homeowners and businesses
Fully Independent — We work for you, not the insurance company
Proven Results — Years of experience in fire and property damage claims
Personal Service — Friendly, responsive support from start to finish

How the Fire Damage Claim Process Works


Contact HKPBook a free initial consultation.
We Inspect & Assess — Our assessor visits your property to record all damage.
We Prepare Your Claim — We handle the paperwork and valuations.
We Negotiate for You — We deal directly with your insurer or their loss adjuster.
You Receive Your Settlement — With the best possible outcome.

smoke damage insurance claim

Frequently Asked Questions

Can I claim for smoke or soot damage even if the fire was small?
Yes. Smoke and soot can cause significant hidden damage — most fire policies fully cover this.
Should I contact my insurance company or HKP first?
Contact HKP.ie first. We’ll guide you on what to do and help prevent early claim mistakes.
How long does a fire damage claim take?
Timelines vary based on damage severity, but most cases are resolved within a few weeks to a couple of months.
Do you charge upfront?
No — HKP works on a no-win, no-fee basis. Our fee comes from your final settlement, not your pocket.

Ready to Start Your Claim?

If your home or business has been damaged by fire, let HKP take the stress out of your insurance claim.
We’re here to protect your interests and secure the best outcome possible.

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